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A “tax” on subprime America: Low-credit Americans charged an extra $3,400 per year for essential loans, insurance

by Alex Gailey

Wed, August 6, 2025 at 12:01 AM
Image of a credit card lying on top of a stylized credit score card that has Subprime Credit at the top of the score card and 620 at the bottom with a colored gauge (sections in red, orange, yellow, and green) in the middle. The indicator is pointing just in the green section.
Photography by Getty Images; Illustration by Bankrate

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